Richie Ai provides embedded lending infrastructure that enables PSPs & vertical SaaS companies to launch a business lending program and offer a diverse loan suite to their merchants.
Richie provides everything you need to launch a capital lending program in less than 24 hours.
Richie Ai provides the technology, operations, & lisences you need to provide financials
services to your business merchants to help them grow.
Even if you have ZERO experience, our solutions provides all the horsepower you need to become a source of capital for your business merchants.
SMBs have trouble when applying for loans at traditional banks and instead turn to convenient vendors they know and trust.
Help your business merchants get capital in as little as 24 hours.
Help SMBs improve their funding odds by utilizing our lender gateway & giving them multiple offers to compare.
Stop referring your merchants elsewhere. Our solution lets you own the relationship & benefit from being a source of capital for the lifetime of their business.
Ideal for for part-time brokers or those just starting out
Ideal for accountants, lawyers, or individuals who are brokers part-time.
Included everything from 'Independent' plan plus:
Includes everything from 'Pro' plan plus:
The one commonality among most of our partners is, they work closely with merchants/SMBs & are problem solvers.
We partner with various organizations who offer services to small and medium sized businesses - credit card processors, vendors, community banks, existing alternative financing brokers, credit unions, CPA’s, financial advisors, leasing companies, insurance companies, marketing firms, start-up incubators, & ISOs.
We provide a funding website that can be personalized with your branding. From here, your merchant can apply for funding with 1 simple application.
Already have a website? We can connect the application to your current website via a subdomain or iFrame.
This depends entirely on the product. Generally we have a lender to meet everyones needs.
Equipment leasing, MCA, Line of Credit, SBA, Invoice Factoring, & Collateralized Business Loan.
You can make up to 10 points per deal. For instance, if your merchant applies for $100k LOC. You can make up to $10k & Richie Ai would make $1k.
For starters, our competitors charge upwards of $50k + take 50% of your commission. We charge a fraction of this & provide everything you need. You just need to focus on sales & marketing.
Currently 109 but we're growing every month.
No. Our machine learning only sends it to the lenders most likely to make an offer base on the parameters of the application.